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But when it comes to receiving the kind of #banking services that most businesses take for granted, pot-related #business continue to find themselves cast adrift from the mainstream. The fact that marijuana remains a Schedule I drug under U.S. law means that most banks continue to be wary of financing the cannabis industry, lest they fall afoul of federal regulations.
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The result has been a fledgling, growing industry that remains handcuffed when it comes to accessing everything from business loans to payroll services to electronic payment methods (including credit cards, which aren’t accepted at most dispensaries). Not only does this apply to companies who directly “touch the plant” but also ancillary businesses indirectly associated with the industry, who risk being cut off by their banks for receiving cannabis-related revenue.
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“There’s a real aversion by the financial services industry in taking any risk at all in this space—whether it’s traditional bank accounts, merchant services, even insurance” says Brian Baum, CEO of CBD product company Cannovia. He recalls the Colorado-based company’s difficult process in finding a directors and officers (D&O) liability insurance carrier; of the 23 different insurers Cannovia applied to, “21 declined to even bid on the policy.”
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In lieu of major national #banks and #financial institutions, some cannabis businesses have resorted to state-chartered credit unions willing to serve them in states where various uses of marijuana are now legal.
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Continued In Comments

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Repost from @beardbros_pharms - These are high times for the #american cannabis industry. #recreational marijuana is now legalized in 10 states and the District of Columbia, and myriad products containing non-psychoactive cannabidiol (CBD)—think #cbd

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Do you have a Google Home or an Amazon Alexa? With these devices, you can simply say “Hey Google, talk to DCU,” or “Alexa, open DCU,” and then ask for your balances, transfer funds, or find out what’s new with us. Comment below once you've used this

The bankers at ANB care enough to listen. And I know they're listening because they actually ask questions! - Jan, Owner, @FloatLight​Float
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Several of us at the bank have floated and it's an impressively calming experience! Tell Jan and Johnathan we sent you. 
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#sensorydeprivation #floatlight #downtownappleton #floatlocal #shoplocal #anbfoxcities #anb #businessbank #business #smallbiz #smallbusiness #bank #commercialbank #northeastwisconsin #NEWI #banking
American National Bank - @anbfoxcities Instagram Profile - inst4gram.com
anbfoxcities
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"The bankers at ANB care enough to listen. And I know they're listening because they actually ask questions!" - Jan, Owner, @floatlight ​Float . Several of us at the bank have floated and it's an impressively calming experience! Tell Jan and Johnathan

Your kiddos will thank you one day! #FinancialLiteracyMonth (Member FDIC)
CresCom Bank - @crescombank Instagram Profile - inst4gram.com
crescombank
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Your kiddos will thank you one day! #financialliteracymonth (Member FDIC)

Comments

@crescombank #CresComBank #HaveANiceBank #Bank #Banking #Financial #FinancialServices #FinancialLiteracyMonth #MoneySavingTips

PHAKE Banker - @phakebanker Instagram Profile - inst4gram.com
phakebanker
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@caillou_company Nice!

@phakebanker #justforlaughs #financememes #banker #banking #bigfour #big4 #accounting #wallstreet #ibd #buyside #finance #fx #business #finance #joke #lol #jokes #economics #bankers #trading #forex #funny #memes #meme #crypto #investmentbanker #f4f #trading #financelife #money #followforfollowback #likeforlikes

PHAKE Banker - @phakebanker Instagram Profile - inst4gram.com
phakebanker
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@memesis_argento Cool!!

@phakebanker #justforlaughs #financememes #banker #banking #bigfour #big4 #accounting #wallstreet #ibd #buyside #finance #fx #business #finance #joke #lol #jokes #economics #bankers #trading #forex #funny #memes #meme #crypto #investmentbanker #f4f #trading #financelife #money #followforfollowback #likeforlikes

PHAKE Banker - @phakebanker Instagram Profile - inst4gram.com
phakebanker
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@cesarvjt Soy cesarvjt dj colombiano me encanta tu perfil estoy seguro que disfrutas de la mejor electronica , pasate a mi perfil para conocer un nuevo concepto de electronica sigueme para que pongamos el nombre de la electronica colombiana en alto, azathots nightmare.

@phakebanker #justforlaughs #financememes #banker #banking #bigfour #big4 #accounting #wallstreet #ibd #buyside #finance #fx #business #finance #joke #lol #jokes #economics #bankers #trading #forex #funny #memes #meme #crypto #investmentbanker #f4f #trading #financelife #money #followforfollowback #likeforlikes